Hatteras, Hatteras Island and Outer Banks North Carolina real estate listings, home buying, selling and relocation information

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For Buyers: Hatteras, Hatteras Island and Outer Banks North Carolina home buying, real estate listings, and homes for sale in Dare County, NC

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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What is considered the oldest surviving non-native building in the U.S.?
A	The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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Hatteras Island Home Works
The Source for Construction on Hatteras Island, Charles Gregory
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Megan Gregory, REALTORŽ, real estate agent and broker for Hatteras, Hatteras Island and Outer Banks North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Megan Gregory
Outer Beaches Realty
25206 Sea Vista Drive
Rodanthe, NC 27968
Tel: 252-305-4000
Toll-Free: 866-687-2322
Direct: 252-987-1102 x4221
Fax: 252-987-2803
Email: megangregory@NUMBER1EXPERT.com
After graduating from Slippery Rock University, I migrated south to Hatteras Island from Pittsburgh, PA. It wasnt an unusual destination since I have spent my summers here since I was a toddler. As I grew, I learned more about the history and recreation of the area through campground and park ranger programs. As a teenager, I began to work in retail, restaurants, and real estate the three Rs that are crucial to the economy of the area. My internships in Resort Recreation Management helped me learn the importance of customer service. I lived the experience of buying, building, and managing real estate through my familys investments in apartments and rental cottages here on Hatteras Island. I offer my experience and enthusiasm to my clients. My future is here on Hatteras Island. If an island lifestyle is calling youcall, e-mail, or stop into the office. Ill be expecting you. Wish you were here!

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