Hatteras, Hatteras Island and Outer Banks real estate and homes for sale in North Carolina, investment homes and vacation homes - Megan Gregory, REALTOR® Megan Gregory REALTOR(r) for Hatteras, Hatteras Island and Outer Banks, North Carolina real estate, investment homes and vacation homes - NUMBER1EXPERT™ Megan Gregory NUMBER1EXPERT(tm) for Hatteras, Hatteras Island and Outer Banks, North Carolina real estate, investment homes and vacation homes
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 412-580-8050.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"Megan was a delight to deal with..."
"She was always available and responsive..."
"The Fertal Family" "Manteo, NC"
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Megan Gregory is one of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Hatteras, Hatteras Island and Outer Banks North Carolina home buying, real estate listings, and homes for sale in Dare County, NC
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Hatteras, Hatteras Island and Outer Banks real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What celebrity home sold recently for a reported $5.5 million, despite its yellow-and-rust striped paint job?

A 
This Hollywood Hills residence was the former home of the popular singer, Madonna.
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Megan Gregory, REALTOR®, real estate agent and broker for Hatteras, Hatteras Island and Outer Banks North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Megan Gregory
She Sells by the Seashore!

Tel: 252-305-4000
Cell: 412-580-8050
Email: megangregory@NUMBER1EXPERT.com

After graduating from Slippery Rock University, I migrated south to Hatteras Island from Pittsburgh, PA. It wasn’t an unusual destination since I have spent my summers here since I was a toddler. As I grew, I learned more about the history and recreation of the area through campground and park ranger programs. As a teenager, I began to work in retail, restaurants, and real estate – the three R’s that are crucial to the economy of the area. My internships in Resort Recreation Management helped me learn the importance of customer service. I lived the experience of buying, building, and managing real estate through my family’s investments in apartments and rental cottages here on Hatteras Island. I offer my experience and enthusiasm to my clients. If an island lifestyle is calling you…call or e-mail. I’ll be expecting you.

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